Author: Grace

FORBEARANCE

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Are Forbearance Agreements on the Rise?

Subject-To

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In buying and selling a house you may want to engage in a Subject-To contract. What is a “Subject-To” Agreement? The subject-to agreement is an agreement where the seller agrees to sell and the buyer agrees to buy, not in cash, but by taking over the mortgage payments. The Subject-To sales agreement has become increasingly … Continued

5 Things to Consider when You Inherit a House

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There are FIVE things to consider when you inherit a house. When you inherit a house there’s a lot to consider. It’s not as easy as you might expect. Grieving lasts a long time. The house is very much a part of the grieving process. Losing someone feels like you have to say goodbye to … Continued

Fear of Change when Selling your House

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If you’re selling your house today, you are probably feeling the fear of change! If you’re feeling the fear of change as you think about selling your house, I don’t blame you! With today’s emergency headlines driving fear into our everyday lives, it’s important to come to grips with facing fear and not letting the … Continued

Eugene Urban Growth Boundary

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It is becoming apparent that “UGB” is an acronym for an ugly phrase: Urban Growth Boundary. The Eugene Urban Growth Boundary has caused the prices of housing to be astronomical! The Eugene Urban Growth Boundary has caused UN-affordable housing! Did you know that in the last decade there are hardly no new house buildings? During … Continued

Does Recession Loom?

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Everybody is asking “Does recession loom?” I’ve been many times over the last year, “Is now a good time to invest in real estate with all this talk of recession and housing downturn? Not to mention the market crashing and the real estate bubble busting!” With everything happening in the world right now, from trade … Continued

Is House Flipping Still Profitable?

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Is House Flipping Still Profitable? Even in the high priced market, and the tariffs on the materials used to do house flipping, the success is all in the details. The house flippers that I know and associate with do great sometimes and not so great other times.  House flipping is profitable if you have ambition, … Continued

Mortgage Rates Affect You

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Mortgage Rates Affect you as the buyer and borrower of any house.  Right now mortgage rates are low for  the well qualified borrower. The rates continue to be low. Let’s take a look at mortgage rates of the past. Historical Mortgage Rates Over the past 48 years, interest rates on the 30-year fixed-rate mortgage have … Continued

Tax Cuts and Jobs Act

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Tax Cuts and Jobs Act The new Tax Cuts and Jobs Act went into effect January of 2018, yet a year and a half later there are still a multitude of questions surrounding one portion of the Act, the Opportunity Zones. In April 2019 the IRS released and submitted a 169 page proposal to the … Continued