Mold!

Mold is disgusting, but it doesn’t mean you won’t be able to sell your house. Learn how to sell a house with mold in Eugene/Springfield! Mold is a common problem for many houses. A lot of times you can hire HAS-MAT professionals and get the mold problem solved.  However, some properties have much larger problems … Continued

Oregon Foreclosure Laws

Oregon Foreclosure Laws There are two types of foreclosures all over the United States, and the type of foreclosure usually depends on the document that was filed at the courthouse to record the loan/lien. Some states have just one type of foreclosure, while other states have two types of foreclosures. Oregon falls into the second … Continued

Another Mortgage Failure?

Is 2019 better equipped for the next mortgage Market Downturn? Or are we facing another mortgage failure? The mortgage market has shifted dramatically since 2008. Improvements in underwriting, technology, and quality controls – some visible, some less so – have resulted in a fundamentally sounder mortgage system than before the crisis of 2008. Lenders have … Continued

40% of American Households in Dire Straights

Why are More Than 40% of American Households in Dire Straights if America’s economy is doing great? A new report from the United Way, the organization known for working directly with those in poverty and in need of assistance, reports that there are more than 40% of American Households in Dire Straights.  The United Way’s … Continued

The Great Recession 10 Years Later

The Great Recession occurred 10 years ago, and our economy has rebuilt in miraculous ways.  Is there trouble looming? When it comes to the future of our economy most of us, it seems, can’t let go of our recent experience of what felt like a collapsed economy. We worry about another downturn in the near … Continued

To List or Not List

Many sellers debate the question as to whether to List or Not List. There are pro’s and con’s to both. Let’s take a look at what it means to “List your house for sale,” and  what it means to “Not List your house for sale”. Often times you hear  “For Sale By Owner,” also known … Continued

Frank Dodd Act in Review

Reports are coming out from the US Dept of Treasury which call for a sweeping financial reform including the non-popular Frank-Dodd Act. Why? Because President Donald Trump signed an executive order directing  Treasury  Secretary Steven Mnuchin to examine our nation’s financial laws.  This is the second of the Treasury’s report and is 232 pages. The Dodd-Frank Act, … Continued

Starter Homes in Short Supply

“America is experiencing a housing shortage. Not only are there fewer homes available to buyers of all income levels, those just starting out or making their first foray into home ownership are worse off than they’ve been in years. There are fewer homes available, and even if they can find a home, it’s likely to … Continued

Oregon’s Home Rescue Program

Are you behind on your mortgage payments? Facing foreclosure?  The Oregon Homeownership Stabilization Initiative (OHSI) has a program that could help you stay in your home.  The Home Rescue Program is intended to help homeowners who are struggling to keep up with their mortgage payments, or who have already fallen behind.  The program can provide … Continued

Looking to Downsize?

The Oregon Legislature is considering two bills intended to make it easier to build tiny houses legally.  Advocates across the state see tiny houses– or as they are officially known: accessory dwelling units—as one way to address homelessness and occupancy rates that are so high some cities, like Portland, have declared “housing emergencies”. The tiny … Continued