FORBEARANCE

Are Forbearance Agreements on the Rise?

Subject-To

In buying and selling a house you may want to engage in a Subject-To contract. What is a “Subject-To” Agreement? The subject-to agreement is an agreement where the seller agrees to sell and the buyer agrees to buy, not in cash, but by taking over the mortgage payments. The Subject-To sales agreement has become increasingly … Continued

Does Recession Loom?

Everybody is asking “Does recession loom?” I’ve been many times over the last year, “Is now a good time to invest in real estate with all this talk of recession and housing downturn? Not to mention the market crashing and the real estate bubble busting!” With everything happening in the world right now, from trade … Continued

House Flipping is Strong

House Flipping is Strong in Today’s Real Estate Market After reading an article published by Housing Wire, and written by Jessica Guerin, I want to share with you the statistics show that house flipping is strong again.  The number of homes flipped in America is approaching its high of 2006, just before the crash. The … Continued

Foreclosure Starts Are on the Rise

Foreclosure starts rose 12 percent from February to a total of 52,100 in March as later-stage hurricane-related delinquencies began to roll over into active foreclosure starts. This, according to the First Look report on Mortgage performance released by Black Knight on Thursday. The report noted that over two-thirds of these foreclosure starts were in hurricane-impacted areas of … Continued

Dodd-Frank Act Rollback

The Dodd-Frank Act was enacted to keep banks and mortgage lenders from writing “liar loans.”  Liar Loans were a big factor in the breakdown of the economy in 2008. Now, just 10 years later with Donald Trump as president of the United States, on Thursday, May 24th, 2018, Donald Trump delivered on one of his … Continued

Frank Dodd Act in Review

Reports are coming out from the US Dept of Treasury which call for a sweeping financial reform including the non-popular Frank-Dodd Act. Why? Because President Donald Trump signed an executive order directing  Treasury  Secretary Steven Mnuchin to examine our nation’s financial laws.  This is the second of the Treasury’s report and is 232 pages. The Dodd-Frank Act, … Continued

Starter Homes in Short Supply

“America is experiencing a housing shortage. Not only are there fewer homes available to buyers of all income levels, those just starting out or making their first foray into home ownership are worse off than they’ve been in years. There are fewer homes available, and even if they can find a home, it’s likely to … Continued

Real Property Auctions in Lane County

If you google “Foreclosures in Eugene Oregon” you will find that there are 140 homes for sale as foreclosed in Eugene today. It’s a myth that there isn’t that much foreclosure going on.  “The total number of homes with foreclosure filings jumped 27% in October 2016.  It was the biggest jump in monthly foreclosure filings … Continued

Looking to Downsize?

The Oregon Legislature is considering two bills intended to make it easier to build tiny houses legally.  Advocates across the state see tiny houses– or as they are officially known: accessory dwelling units—as one way to address homelessness and occupancy rates that are so high some cities, like Portland, have declared “housing emergencies”. The tiny … Continued

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