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What you need before calling the bank

What You Need when Calling Bank

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Requesting a HARP Modified Mortgage? You better have your documents all ready to send in!  You must send them all in at one time. If  you trickle your documents in, a little at a time, the big banks & mortgage companies will shred your mail.  This is blog 4 in a series. To find out … Continued
Foreclosure Clock Starts Ticking

Homeowner Starts Foreclosure Clock

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Does HARP Request Starts Foreclosure Clock? Note: This blog is the 3rd in a series about what happens when the homeowner calls the bank’s customer service center requesting a modified mortgage after the homeowner has missed a payment. In my last blog I was so bold to say that when the homeowner calls the big … Continued
HARP.gov music - Don't be fooled

Have You Heard the HARP Music?

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Follow @gratefulnuts   Have you heard the HARP Music? HARP music is the sound you hear when you hear on the other end of the phone when you call your lender and ask for a mortgage modification. The HARP – it is supposed to mean Homeowners’ Affordable Refinance Program, which is pushed by the federal government, … Continued

Does the lender really want your house?!

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Does the Lender Really Want Your House? First, pretend, put the shoe on the other foot, so to speak. Pretend that you were to loan your cousin’s kid money to buy a car, and the kid made payments on schedule for the first 7 months.  Then he quit making payments for the next 4 months. He started … Continued

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